Your Family Can Collectively Save On Auto Insurance With These Tips

If you have a big family that includes teenagers old enough to drive or adult children who still live in your house or who drive your car in addition to their own, chances are that you have a large auto insurance bill as a family. But just because you have a large family does not mean that your auto insurance premium needs to be just as large. In fact, you could actually use the size of your family to your benefit when trying to get a lower rate. [Read More]

Six Things Not To Do When You're In Need Of Workers Comp Insurance Coverage

Employers need to be careful when they're making plans and decisions regarding their workers' comp insurance coverage. Failing to have needed workers' comp insurance coverage can create a lot of headaches for business owners. The following are six things not to do when you're in need of workers' comp insurance coverage.   Waiting too long to purchase the coverage you need Your employees won't get any coverage for a claim if insurance wasn't purchased until after the incident in question occurred. [Read More]

How Insurance Companies Charge Workers' Compensation Premiums

The premiums charged for workers' compensation insurance policies are calculated on many different factors, and they're paid in two intervals. If your business has employees and needs workers comp insurance, here's what to expect with regard to premium payments. Insurance Companies Consider Vocation and Salaries The premiums charged for workers' compensation policies are based largely on what employees do and how much they make. The former detail impacts the risk of an accident, as some vocations are more prone to injuries than others. [Read More]

Homeowner's Insurance 101: Getting The Policy That You Need

As a home buyer, one of the things that your mortgage lender is going to require is homeowner's insurance. You'll need to provide your lender with proof of this insurance in order to close on the home sale. If this is your first time getting a homeowner's insurance policy, it's important that you are adequately prepared for the process. Here's a look at a few important things to think about when you're shopping for homeowner's insurance. [Read More]