Six Things Not To Do When You're In Need Of Workers Comp Insurance Coverage

Employers need to be careful when they're making plans and decisions regarding their workers' comp insurance coverage. Failing to have needed workers' comp insurance coverage can create a lot of headaches for business owners. The following are six things not to do when you're in need of workers' comp insurance coverage.   Waiting too long to purchase the coverage you need Your employees won't get any coverage for a claim if insurance wasn't purchased until after the incident in question occurred. [Read More]

How Insurance Companies Charge Workers' Compensation Premiums

The premiums charged for workers' compensation insurance policies are calculated on many different factors, and they're paid in two intervals. If your business has employees and needs workers comp insurance, here's what to expect with regard to premium payments. Insurance Companies Consider Vocation and Salaries The premiums charged for workers' compensation policies are based largely on what employees do and how much they make. The former detail impacts the risk of an accident, as some vocations are more prone to injuries than others. [Read More]

Homeowner's Insurance 101: Getting The Policy That You Need

As a home buyer, one of the things that your mortgage lender is going to require is homeowner's insurance. You'll need to provide your lender with proof of this insurance in order to close on the home sale. If this is your first time getting a homeowner's insurance policy, it's important that you are adequately prepared for the process. Here's a look at a few important things to think about when you're shopping for homeowner's insurance. [Read More]

How To Go About Changing Your Homeowners Insurance Cover

Whatever your reasons, it is well within your rights to change your homeowners insurance company. It's an excellent idea if the new insurer can give you better coverage and offer a policy for which you pay lower premiums. If you have made up your mind to change homeowners insurance providers, here is a step-by-step guide on how best to go about it. Time Your Search In reality, you can change your homeowners insurance policy at any time. [Read More]