How Can You Find Affordable Auto Insurance When You Have Bad Credit?

If you have bad credit and you've been shopping for car insurance, you may have wondered why the rates you've been quoted are so high. Unless you live in one of the three states where it's illegal (California, Hawaii, and Massachusetts), the vast majority of insurers take your credit history into account when determining your rates. In fact, it can sometimes have a greater effect on your premiums than a poor driving record. [Read More]

5 Signs That You Could Benefit From Hiring A Public Adjuster

Public adjusters can often help insurance policyholders to get compensation from their homeowners' insurance policy. However, a lot of consumers don't know when exactly it's appropriate to hire a public adjuster. The following are five signs that you can benefit from involving a public adjuster in your insurance claim:  1. You're filing an insurance claim to compensate you for particularly heavy losses. The more you think your insurance claim is worth, the more important it is to work with a public adjuster to help you pursue compensation. [Read More]

The Effect Of Pets On Home Insurance: Aggravating And Mitigating Factors

Pet ownership is one of the crucial factors that affects home insurance. As a pet owner or a prospective one, educate yourself on this issue so you can take measures to minimize the effect of pets on your coverage rates. The Aggravating Factors Although pets can increase your home insurance costs, the effect is not the same for all pet owners. A few factors determine how much your pet affects your home insurance. [Read More]

3 Things That Can Happen if Your Auto Insurance Payment Is Not Made on Time

If you are like the majority of consumers, you will pay monthly payments for your auto insurance coverage instead of paying for the term of your policy in full. Even though this makes it convenient to pay for coverage, it does also mean there will be more of an opportunity for late or missed insurance premium payments. It is definitely important that you try to make these payments on time, but if you do not, it is also important that you understand there can be consequences. [Read More]