How Insurance Companies Charge Workers' Compensation Premiums

The premiums charged for workers' compensation insurance policies are calculated on many different factors, and they're paid in two intervals. If your business has employees and needs workers comp insurance, here's what to expect with regard to premium payments. Insurance Companies Consider Vocation and Salaries The premiums charged for workers' compensation policies are based largely on what employees do and how much they make. The former detail impacts the risk of an accident, as some vocations are more prone to injuries than others. [Read More]

Homeowner's Insurance 101: Getting The Policy That You Need

As a home buyer, one of the things that your mortgage lender is going to require is homeowner's insurance. You'll need to provide your lender with proof of this insurance in order to close on the home sale. If this is your first time getting a homeowner's insurance policy, it's important that you are adequately prepared for the process. Here's a look at a few important things to think about when you're shopping for homeowner's insurance. [Read More]

How To Go About Changing Your Homeowners Insurance Cover

Whatever your reasons, it is well within your rights to change your homeowners insurance company. It's an excellent idea if the new insurer can give you better coverage and offer a policy for which you pay lower premiums. If you have made up your mind to change homeowners insurance providers, here is a step-by-step guide on how best to go about it. Time Your Search In reality, you can change your homeowners insurance policy at any time. [Read More]

FAQs About Commercial Auto Insurance

If you own a business, you probably have commercial vehicles to move your products or employees. However, purchasing these vehicles can be costly, increasing your overall expenditure. Given the high value of your automobiles, you should protect your investments. Commercial automobile insurance offers the best form of protection. If you want to insure your commercial vehicles, you need to know more about commercial automobile coverage. Here are FAQs explaining various elements of the insurance. [Read More]