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3 Ways For Young Adult Drivers To Save On Auto Insurance

Some of the highest auto insurance rates you'll ever have to pay come when you're newly adult and perhaps newly responsible for all of your own finances. This is also a stage where you may still be training to enter your chosen career field, or you've just begun in the entry levels of your industry. In other words, your insurance is most expensive during a time when your finances may be very fragile.

Protect Your Delivery Drivers By Getting Them To Buy Liability Auto Insurance

Delivery drivers can make good money if they are quick, efficient, and able to stay safe on the road. Unfortunately, many may end up getting in accidents during their trips that can be very costly to a business and the driver. Thankfully, commercial auto liability insurance can protect a delivery driver from suffering a nasty loss of income. Delivery Drivers May Be Liable In Accidents Delivery drivers who get into an accident may make a very unfortunate discovery: their personal car insurance does not cover their accident.

4 Tips To Help You Start A Trucking Business

Trucking can be a lucrative business if you know what you're doing. It's a scalable business that can be run with just a few trucks or a large fleet, depending on the resources you have available. Here are four tips to help you start your first trucking business: 1. Draft a business plan. Creating a business plan is the crucial first step for any new business. You'll need to lay out your proposed business model, including how many trucks you plan to have and whether or not you'll hire drivers as employees.

Medicare Coverage 101 | Common Questions From Eligible New Members

When you hit the age of retirement, you may be facing a lot of changes in your daily life, and one of those changes could be becoming eligible for Medicare insurance. Even though most Americans understand that Medicare is a federally offered health insurance for people who have paid in payroll taxes, many people get a little confused about all the specifics. So, you can ensure you get the most out of your new Medicare insurance if you do take part, it is best to get the answers to some common questions.

Review Your Homeowners Insurance After These 3 Events

Do you own your own home? If so, you undoubtedly have homeowners insurance. It's a basic, but important, protection tool that limits your exposure to risk. Your homeowners insurance provides financial support in the event of unpredictable emergencies, like fire, weather damage, or even theft. Most lenders require you to have home insurance before you close on the purchase of a new home. In a perfect world, you'd review your homeowners policy each year along with your investments, taxes, and other financial documents.

Auto Insurance Tips For First-Time DUI Offenders

If you've recently been convicted of a DUI, you may be wondering what that will mean for your auto insurance. Most drivers are pretty clear on what a DUI means for their driver's license and what it can mean legally, but few people really understand the effect it can have on auto insurance rates and availability. Here are a couple of things that you should know to prepare you for dealing with your auto insurance company after your DUI.

Public Adjusters: FAQs From Curious Homeowners

When your home sustains damage, you will be left relying on the insurance company to step up and make sure your home gets repaired the way it should because you carried proper homeowner's insurance coverage. However, sometimes, the insurance company you have trusted for so long will try to cheat you out of the amount of money you really deserve to save themselves some money. This is one reason why private insurance adjusters are such a valuable thing to homeowners.

What You Need To Know About Changing Your Auto Insurance To Liability Only

If it is time to renew your auto insurance policy or if you are shopping for a new policy, you may wonder if you need to have full coverage or liability only insurance for your vehicle. Full coverage includes collision and comprehensive insurance that protects you in a number of different situations, including auto accidents that are your fault and weather-related damage. Liability only insurance will only pay for damages that you cause to other individuals; it will not pay for any damage to your own vehicle.

Considering College? Consider Life Insurance As Well

Enrolling in college courses can be a great way to establish an educational background that will help you build a lifelong career. For many prospective college students, enrolling in a university represents the first time they are striking out on their own. As a new adult, college students should carefully consider the benefits of investing in a life insurance policy. Having life insurance can protect family members from bearing your financial burdens in the event of your death.

Common Mistakes To Avoid With Insurance For Your Food Truck Business

You've created a business model that makes perfect sense. You will take your delectable menu options to the people instead of them having to come to you to get the food you serve. The food truck business is booming, whether you live in rural farm country or in a big city. Because everyone is about convenience with their meals while on the go, food trucks can now be found all over the country.