Finding Great Insurance Benefits

Frequently Asked Questions About A Public Adjuster

If your home or business sustained a large amount of damage due to an event covered by your home insurance or commercial building insurance, you will have to file an insurance claim to recover money. If you have to file a claim, hiring a public adjuster may be beneficial to you. Unfortunately, not everyone knows what type of work this professional offers and how it can be beneficial to them. Read on to learn some of the frequently asked questions about a public adjuster and the answers to those questions. 

What Exactly Is a Public Adjuster?                                                                                                                                                       

A public adjuster is an individual who has a background in the insurance industry. However, this individual works for you, not the insurance company. A public adjuster essentially stands in for you when it comes to dealing with and negotiating a settlement with your insurance company. This can help you to maximize the amount of money an insurance company will pay for the damage that was done to your home or commercial business. 

When Should You Consider Utilizing Public Adjuster Services? 

Anyone who is looking to file an insurance claim and does not have a background should consider working with a public adjuster. A public adjuster advocates for you, helping to ensure you get the money you need to repair or rebuild your home or commercial building after a major event, such as a fire or flood, damaged your building. An insurance company is looking out for their best interests, and a public adjuster is looking out for your best interests. 

How Does a Public Adjuster Differ From an Attorney? 

An attorney can take a case to court if the insurance company is not offering a fair settlement. A public adjuster works with the insurance company outside of court to negotiate a fair settlement without all of the time and fees that are associated with legal cases. 

Do You Have to Pay a Public Adjuster Upfront? 

A public adjuster takes a percentage of the amount they negotiate for you from the insurance company. As such, you do not have to pay a public adjuster any money upfront. This helps to ensure that anyone can afford to hire a public adjuster, regardless of whether they have money now or not. 

There are numerous benefits associated with hiring a public adjuster to help you with your insurance claim, and you do not have to pay anything upfront. If you are filing a home or commercial insurance claim, reach out to a public adjuster to learn about how they can help you with your claim.